I'll try to answer this with a couple examples:
Say we have 100 instances (55 negative, 45 positive). Let's say we predict 1/45 positives and 55/55 negatives correctly. Then our accuracy is 0.56 but our F1 score is 0.0435.
Now suppose we predict everything as positive: we get an accuracy of 0.45 and an F1 score of 0.6207.
Therefore, accuracy does not have to be greater than F1 score.
Because the F1 score is the harmonic mean of precision and recall, intuition can be somewhat difficult. I think it is much easier to grasp the equivalent Dice coefficient.
As a side-note, the F1 score is inherently skewed because it does not account for true negatives. It is also dependent on the high-level classification of "positive" and "negative", so it is also relatively arbitrary. That's why other metrics such as Matthew's Correlation Coefficient are better.